Payments & rewards

Koovira Credits & Wallet

One balance for everything you do on Koovira.

Use Koovira Credits for trusted local activity, rewards, promotions and platform transactions. Your balance, holds, refunds and approved rewards — all in one place, always explainable.

Every entry explainable Escrow-ready KYC-protected withdrawals No hidden deductions
Credit usage, rewards, holds and withdrawals are governed by Koovira payment, KYC and settlement policies.
Your money story, in order
Balance · holds · refunds · rewards
Simple by design

How your wallet works

1
Earn or add
Collect Credit Points from rewards and referrals, or add credits where supported.
2
Spend with trust
Use credits on eligible services, promotions and transactions.
3
Watch the holds
Active orders or disputes may hold part of the balance — released by status.
4
Withdraw when eligible
Complete KYC and withdraw balances that policy allows.

What are Koovira Credits?

Platform-linked credits usable for eligible Koovira services, promotions, rewards and transactions. Some credits work only inside Koovira; some balances may be withdrawable when policy, KYC and settlement rules allow.

Where can you use them?

Depending on eligibility and module rules:

  • Promotions and visibility campaigns
  • Eligible platform services and features
  • Rewards from referral and monetization programs
  • Order and transaction flows where allowed by policy

Credits vs Credit Points

Credits relate to wallet balance and transactions. Credit Points are reward points earned through genuine activity — verified referrals, quality participation. Each follows its own campaign and policy rules.

Holds, refunds and reversals

A hold is your money being careful — it protects active orders, disputes and pending verifications, and releases according to order status and policy. Rewards from fake or abusive activity may be reversed.

KYC and withdrawals

Where withdrawal is supported, it needs completed KYC and follows settlement rules. Platform-only credits stay inside Koovira.

Keep your wallet yours

Never share your password or OTP. Koovira support will never ask you to transfer credits or pay outside the platform — anyone who does is not Koovira.

Good to know

Questions people ask us

Credits are platform-linked value. Some balances may be eligible for withdrawal only when allowed by policy, KYC and settlement rules; others are usable only inside Koovira.

Through genuine activity — verified referrals, eligible rewards and campaign participation. Points remain pending until verification and approval.

Holds protect active orders, disputes or pending verifications. They release according to order status and policy.

Yes — rewards from fake, duplicate or abusive activity may be rejected or reversed under campaign and anti-abuse rules.
The fine print that protects you: Payment & Credits Policy · Refund Policy · Trust & Safety